US Money, Work & Home Calculators

Rent Affordability and Move-In Budget

Compare recurring housing costs and dated move-in payments.

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Education

College Financial Aid Offer Comparison

Compare annual net prices, gift aid and funding gaps separately from borrowing.

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Social Security Earnings Test Calculator

Estimate work-related withholding before full retirement age.

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Shopping

Grocery Unit Price and Bulk Deal Calculator

Compare pack sizes, coupons and expected waste on equal quantities.

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PTO Accrual and Vacation Planner

Project leave balances with employer accrual rules and observed holidays.

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Travel

US Passport Photo Crop and Checklist

Crop a paper photo locally and review separate online-renewal guidance.

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Shipping

USPS Dimensional Weight Calculator

Compare box sizes, dimensional weight and Priority Mail size limits.

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Debt Consolidation Savings Calculator

Compare monthly payments, total cost, debt-free dates and fee break-even.

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Balance Transfer Savings Calculator

Compare promotional rates, transfer fees, remaining balances and savings.

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Loans

Personal Loan Calculator

Estimate payments, fees, net proceeds and a monthly amortization schedule.

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Loans

Loan APR Calculator

Compare the interest rate, upfront fees, APR and total finance charge.

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Payment Processing Fee Calculator

Compare Stripe, PayPal, Square and custom processing fees.

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eBay Fee and Profit Calculator

Calculate category, store, promoted and international fees.

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Etsy Fee and Profit Calculator

Calculate listing, transaction, payment and advertising fees.

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Amazon FBA Profit Calculator

Itemize selling costs, margin and cost-based ROI.

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Freelancer Hourly Rate Calculator

Include non-billable time, benefits and expenses.

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Business Break-Even Calculator

Calculate contribution and price/cost sensitivity.

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Profit Margin and Markup Calculator

Compare margin, markup and gross profit per unit.

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EV Charging Cost Calculator

Compare home, workplace and public charging costs.

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Electric Vehicle vs Gas Car Cost Calculator

Compare EV and gas ownership, energy and financing costs.

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MPG and Fuel Economy Calculator

Calculate MPG, metric economy and trip fuel costs.

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Gas Trip Cost Calculator

Calculate gallons and trip cost for multiple vehicles.

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Lease vs Buy Car Calculator

Compare lease costs with purchase equity.

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Car Lease Calculator

Compare monthly and effective lease costs.

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Roof Replacement Cost Calculator

Estimate roof area and itemized cost ranges.

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Flooring Calculator

Estimate flooring boxes, pieces and total project cost.

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Paint Calculator

Estimate wall and ceiling paint separately.

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Generator Size Calculator

Compare running and startup generator demand.

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HVAC Size and BTU Calculator

Explore heating, cooling and tonnage estimates.

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Electricity Cost Calculator

Estimate appliance energy consumption and cost.

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Solar Panel Savings Calculator

Compare solar energy savings and financing costs.

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Construction Loan Calculator

Estimate construction carrying costs and payments after conversion.

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Jumbo Mortgage Calculator

Compare jumbo and conforming-size mortgage scenarios.

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USDA Loan Calculator

Estimate USDA guaranteed-loan payments and fees.

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Reverse Mortgage Calculator

Estimate reverse mortgage proceeds and first-year access.

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Home Equity Loan Calculator

Estimate fixed home-equity loan payments and borrowing limits.

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PMI Removal Calculator

Check conventional PMI thresholds and estimated dates.

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Biweekly Mortgage Payoff Calculator

Compare biweekly mortgage interest savings and payoff dates.

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Adjustable-Rate Mortgage Calculator

Compare ARM payment paths under rate-reset scenarios.

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Mortgage Points and Rate Buydown Calculator

Compare mortgage points and lender credits over time.

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Property Tax Calculator by County

Estimate annual property tax and monthly escrow.

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Traditional vs Roth 401(k) Calculator

Compare retirement values with invested or spent tax savings.

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Roth Conversion Tax Calculator

Estimate conversion tax and compare future tax-rate scenarios.

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Treasury Bill Yield Calculator

Calculate Treasury bill earnings and annualized yields.

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Bond Yield-to-Maturity Calculator

Compare current yield with yield to maturity.

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Dividend Reinvestment Calculator

Compare reinvestment and cash dividend scenarios.

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Dividend Income Calculator

Estimate annual dividends and monthly averages with growth and taxes.

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Investment Return and ROI Calculator

Compare total ROI and annualized returns after costs and inflation.

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Credit Utilization Calculator

Compare current utilization, target payments and revised reported balances.

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Loans

Extra-Payment Loan Payoff Calculator

Compare monthly extras, annual payments and a lump sum to pay off a loan sooner.

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50/30/20 Budget Calculator

Customize monthly needs, wants and savings targets and compare current allocations.

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Net Worth Calculator

Calculate assets, debts, liquid net worth and locally saved changes over time.

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Certificate of Deposit Calculator

Compare CD maturity value, early-withdrawal penalties and a savings alternative.

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High-Yield Savings APY Calculator

Compare interest, fees and promotional rates across two savings accounts.

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Emergency Fund Calculator

Customize an emergency savings range and monthly plan around household expenses and income risk.

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Savings Goal Calculator

Find the monthly savings needed for your target date, with APY and optional inflation adjustment.

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US Inflation and Buying Power Calculator

Compare historical dollar buying power and inflation-adjusted wages using BLS CPI-U.

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Everyday

Tip and Split Bill Calculator

Split a receipt equally or by assigned items, with separate tax, service charge and optional tip.

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Compound Interest Calculator

Estimate growth with regular contributions, flexible compounding and return comparisons.

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US Paycheck Calculator by State

Estimate take-home pay across salary and hourly modes.

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Federal Tax Refund and Amount Owed Estimator

Project your federal refund or balance due from income, deductions, credits and payments.

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W-4 Withholding Adjustment Calculator

Estimate a per-paycheck federal withholding adjustment.

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Quarterly Estimated Tax and Safe-Harbor Calculator

Compare 90%, 100% and 110% federal payment targets.

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Capital Gains Tax Calculator

Estimate tax on stocks, crypto and property gains.

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Bonus and Supplemental Wage Tax Calculator

Compare flat and aggregate federal withholding methods.

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Child Tax Credit and Dependent Care Credit Calculator

Estimate 2026 family tax credits and their income limits.

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Earned Income Tax Credit Eligibility Estimator

Check key 2026 EITC limits and estimate the credit.

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IRS Mileage Deduction Calculator

Use the correct 2026 half-year standard mileage rate.

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1099 Self-Employment Tax Calculator

Plan federal, state and quarterly tax reserves.

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Overtime Pay Calculator by State

Estimate federal weekly and supported state daily overtime.

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W-2 Employee vs 1099 Contractor Calculator

Compare after-tax value, expenses and benefits.

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Severance Pay and Tax Calculator

Estimate supplemental-wage and payroll withholding.

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Cost-of-Living Salary Comparison Calculator

Compare salary purchasing power between regions.

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US Employee Cost Calculator

See payroll taxes, benefits and overhead beyond salary.

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Mortgage Payment Calculator

Combine principal, interest, tax, insurance, PMI and HOA.

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Home Affordability & DTI Calculator

Compare a comfortable budget with a lender scenario.

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Mortgage Refinance Break-Even Calculator

Compare refinance costs, monthly savings and break-even time.

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Rent vs Buy Calculator

Compare renter investments with projected homeowner equity.

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Closing Costs and Cash-to-Close Calculator

Itemize buyer costs, credits, deposits and cash due.

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FHA Loan Calculator with Mortgage Insurance

Estimate payment, upfront MIP, annual MIP and loan limit.

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VA Loan Calculator with Funding Fee

Estimate payment and the current purchase-loan funding-fee tier.

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HELOC Payment and Draw-Period Calculator

Compare draw-period and amortizing repayment payments.

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Home Sale Net Proceeds and Capital Gains Calculator

Estimate sale cash, adjusted-basis gain, exclusion and federal tax.

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Rental Property Cash Flow and ROI Calculator

Calculate NOI, cash flow, cap rate, DSCR and first-year ROI.

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Auto Loan & Refinance Calculator

Calculate a purchase payment or compare an auto refinance.

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Credit-Card Payoff Calculator

Compare avalanche, snowball and fixed-payment strategies.

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Student finance

Student Loan Repayment Calculator

Combine multiple loans and model extra payments.

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401(k) Match Calculator

Estimate employer match and long-term compound growth.

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Social Security Claiming-Age Break-Even Calculator

Compare monthly and cumulative benefits at two claiming ages.

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Required Minimum Distribution Calculator

Estimate the distribution required from one retirement account using its prior December 31 balance and the applicable IRS life-expectancy table.

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Roth IRA Eligibility and Contribution Calculator

Check direct Roth IRA contribution room for 2026 using your filing status, modified adjusted gross income, eligible compensation and age.

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Health

Health Insurance Plan Cost Calculator

Compare premiums and claim-by-claim costs across two individual plans.

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HSA Contribution and Tax-Savings Calculator

Estimate HSA contribution room and the tax savings from an additional contribution in 2026.

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2026 Medicare IRMAA and Premium Calculator

Estimate one person’s 2026 Medicare Part B premium and Part D income-related adjustment from 2024 modified adjusted gross income.

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Retirement Savings Gap and FIRE Calculator

Compare projected retirement savings with a portfolio target based on spending, healthcare, benefits and taxes.

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LLC vs S Corporation Tax-Savings Calculator

Compare estimated federal employment taxes for a sole-proprietor LLC with an S corporation paying a reasonable owner salary.

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SBA Loan Payment and DSCR Calculator

Estimate payments and debt-service coverage for a business loan using terms from your lender.

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