Canada · Planning tools

Canada calculators

Explore Canadian tools for pay, registered savings, family benefits and home buying. Select the province, date and supported rules before using an estimate.

Canada · Pay & tax

Canadian Take-Home Pay Calculator

Estimate regular Canadian take-home pay for supported provinces and territories. See income tax, CPP, CPP2 and EI with the applicable payroll rules.

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Canada · Tax

GST HST and PST Calculator

Add or remove Canadian sales tax for a supported province and date. See separate GST, HST, PST or QST amounts and clearly stated taxability assumptions.

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Canada · Housing

Canadian Mortgage and Stress Test Calculator

Estimate Canadian mortgage payments and a supported stress-test scenario. Compare contract and qualifying rates, debt ratios and balance at renewal.

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Canada · Retirement & pensions

RRSP Deduction Tax Savings Calculator

Estimate the tax reduction from an RRSP deduction using your income, province and confirmed deduction limit. Compare claiming now with a later scenario.

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Canada · Savings

TFSA Contribution Room Tracker

Track TFSA contribution room using your confirmed starting balance and current-year activity. Keep withdrawals, direct transfers and next-year room separate.

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Canada · Housing

FHSA Room and Deduction Planner

Plan FHSA contributions, RRSP transfers and deductions. Track remaining participation room separately from the amount that may qualify for a tax deduction.

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Canada · Family

Canada Child Benefit Estimator

Estimate Canada Child Benefit for a supported benefit period. See how family income, children's ages and eligible months affect a monthly planning estimate.

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Canada · Work & leave

EI Regular Benefit Planning Calculator

Estimate a basic EI regular-benefit amount from supported earnings information. Separate the weekly estimate from eligibility, duration and tax withholding.

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Canada · Housing

Ontario and Toronto Land Transfer Tax Calculator

Estimate Ontario and Toronto land transfer taxes with separate provincial, municipal and eligible rebate amounts. Check the supported property and buyer rules.

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Canada · Education

RESP and CESG Contribution Planner

Plan RESP contributions and estimate supported basic CESG amounts. Track annual and lifetime grant room separately from your assumed investment growth.

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Check the supported rules

These local planning previews use dated official sources and user-confirmed inputs. Payroll initially supports Ontario and Alberta. Review each calculator’s scope and unresolved eligibility conditions before using an estimate.

Independent specialist review is pending.

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