Free online tool
Budget Calculator
Plan income, expenses, savings, and remaining monthly balance.
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How to use this tool
Enter income and expenses for the same month. Add recurring and occasional costs using a consistent monthly allowance, set the savings target and calculate the balance.
What to check
A plan is only as complete as the entries. Review irregular bills, debt payments and actual spending before deciding that the remaining balance is available to spend.
What if the balance is negative?
Your entered commitments exceed the entered income. Review the amounts and adjust spending, the timing of costs or the savings target to make a workable plan.